Personal loans for consolidating bills

If the monthly payment on your American Express Personal Loan is lower than the combined minimum due on the cards you are consolidating, it may be due to a lower interest rate on your loan, a longer loan period, or a combination of both. The credit card debt example assumes monthly payments of 7.90 on an existing credit card balance of ,000 at a 15.15% APR, not including additional purchases, payments, or credits.American Express Personal Loans can be used to consolidate credit cards only at eligible U. Actual savings may vary based on your approved monthly repayment amount and the repayment period you select for your American Express Personal Loan as compared to the repayments you would have made on your credit card(s).With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase.

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